Florida's sunshine might be warm and inviting, but navigating the world of personal loans can feel a bit overwhelming. Avoiding Common Pitfalls: What to Know Before Applying for a Personal Loan in Florida.
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Licensing: Agree Financial, LLC is licensed by the Florida Office of Financial Regulation as a Consumer Finance Company (CF), License No. CF9901529. Verify our license (OFR REAL System). We offer consumer loans to residents of Florida. Typical loan amounts range from $1,000 to $21,000; Florida law permits amounts up to $25,000 under this license. Approval, APR, and terms depend on credit profile and income verification. TILA disclosures will be provided prior to consummation. We report payment history to consumer reporting agencies. Equal Credit Opportunity Act compliant.
Verify our license at: https://real.flofr.gov/datamart/loginFLOFR.do
Product Terms: Loan applications undergo credit approval. Though prior credit history isn't mandatory, credit reports are reviewed for all applicants. Payment history is reported to major credit bureaus. Prequalification won't affect your credit score until final approval. For all customers, personal loan amounts typically range from $1,000 to $21,000.
Pricing information: Pricing & Terms — No origination or prepayment fees. No hidden charges. Late or returned-payment charges, if any, are limited to what is permitted by Florida law and disclosed in your agreement. Your actual APR depends on your credit profile, amount, and term. A Truth in Lending Disclosure will detail your APR, finance charge, amount financed, total of payments, and payment schedule before you accept.
All personal loans offered by Agree Financial have an annual percentage rate (APR) based solely on interest rates. Loan durations are expressed in months, and payments are made bi-weekly or monthly, depending on the applicants' preference. The applicant selects the loan terms, and the rate is based on their credit profile. The lowest APR is available to borrowers with excellent credit.
Accessibility: We are committed to digital accessibility. If you experience difficulty using this website, please contact info@agree-financial.com or +1 (305) 905-2781. We will work to provide the information you need through an accessible channel.