Tools
Contact us
Phone
Customer Support
Loan hours:
8 am - 3 pm
General hours:
8am to 5pm
Weekend and holidays:
Closed
Privacy Policies
Effective date: September 16, 2025
Overview
This Website Privacy Policy explains how Agree Financial LLC ("we," "us," or "our") collects, uses, shares, and protects personal information in connection with the website and web forms available at https://agree-financial.com (the “Site”). For information about our privacy practices for financial accounts and applicants, please also see our GLBA Financial Privacy Notice.
Personal Information We Collect
- Identifiers: name, email, phone number, postal address, IP address, device identifiers.
- Application/Inquiry Data (self‑reported): income, housing payment, employment status, requested loan amount and term, and any information you choose to provide in free‑text fields.
- Internet/Network Activity: pages viewed, links clicked, session duration, browser type, referrer URL, approximate geolocation (from IP), and cookie IDs.
- Communications Data: your communications with us (e.g., email, chat, SMS/WhatsApp if you opt in), call recordings where permitted by law.
- Inferences: basic segmentation or scoring derived from the above (e.g., likely interest level).
- Sensitive Data: We do not seek sensitive data (e.g., SSN) on the public website’s initial pre‑qualification form. If needed later in the application, we will present specific notices and obtain your express authorization.
Sources of Personal Information
- Directly from you (forms, email, phone, SMS/WhatsApp—if you opt in).
- Automatically through cookies, pixels, SDKs, and similar technologies.
- Service providers (e.g., security, analytics, communications). If you proceed to a formal application, we may obtain information from consumer reporting agencies only after you provide explicit authorization at that stage.
How We Use Personal Information
- Provide, operate, and improve the Site and Services.
- Respond to inquiries, provide pre‑qualification estimates, and schedule next steps.
- Personalize content and measure campaign performance.
- Detect, prevent, and investigate fraud or misuse; maintain security.
- Comply with legal obligations and enforce our Terms.
- Marketing: If you opt in, send marketing messages by email/SMS/WhatsApp; you can opt out at any time.
How We Share Personal Information
We share personal information with:
- Service Providers/Processors under contract (hosting, analytics, customer communications, payment processing, security, forms/CRM). They may only use personal information to perform services for us and must protect it appropriately.
- Business transfers: in connection with a merger, acquisition, financing, or sale of assets, subject to confidentiality.
- Legal and safety: to comply with law, legal process, or requests from authorities; to protect rights, property, safety of us, our users, or the public. We do not sell personal information and we do not share personal information with non‑affiliated third parties for their own marketing.
- SMS: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Cookies, Pixels, and Similar Technologies
We use cookies and similar technologies to remember your settings, analyze traffic, and improve the Site. You can manage cookies through your browser settings. If we use third‑party analytics or advertising tools that set cookies/pixels, we will disclose them in a Cookie Notice and obtain consent where required.
Your Choices
- Email marketing: Click “unsubscribe” in any marketing email.
- SMS/WhatsApp: Reply STOP to opt out.
- Browser controls: Adjust cookie preferences in your browser. Some features may not function without certain cookies.
Data Retention
We retain personal information for as long as needed for the purposes described in this policy, to comply with legal obligations, resolve disputes, and enforce agreements. When no longer required, we will delete or de‑identify the information.
Security
We implement administrative, technical, and physical safeguards designed to protect personal information. No security system is impenetrable; we cannot guarantee absolute security.
Children’s Privacy
The Site is not directed to children under 13, and we do not knowingly collect their personal information. If you believe a child has provided information, contact us to request deletion.
International Transfers
Our systems and service providers may be located in the United States and other jurisdictions. By using the Site, you understand your information may be transferred to and processed in the U.S. and elsewhere.
State Privacy Rights (U.S.)
Depending on your state, you may have rights to access, correct, delete, or obtain a portable copy of certain personal information. You may also have the right to opt out of targeted advertising or certain profiling. To exercise rights, contact us at
California Notice (CCPA/CPRA)
We provide the following additional information for California residents:
- Categories collected (past 12 months): Identifiers; Internet/Network Activity; Application/Inquiry Data; Inferences. We do not knowingly collect precise geolocation, biometric, or health data via the Site.
- Sources: as described above.
- Purposes: as described above.
- Disclosures: to service providers and as otherwise described above. We do not sell or share personal information as defined by the CCPA/CPRA.
- Rights: access/know, delete, correct, portability, limit use of sensitive personal information (N/A for Site), and opt‑out of sale/share (not applicable). Non‑discrimination for exercising your rights.
- “Do Not Sell or Share”: Because we do not sell/share personal information, we do not provide a “Do Not Sell or Share” link. If this changes, we will update this policy and provide appropriate mechanisms.
Nevada and Other Jurisdictions
We do not sell “covered information” as defined under Nevada law. Residents may submit inquiries to
Changes to This Policy
We may update this policy from time to time. Material changes will be posted on the Site with an updated effective date.
Contact Us
Agree Financial LLC
Address: 8200 NW 41st St, Suite 200, Doral, FL 33166
Email:
Phone: +1 (305) 905-2781
GLBA FINANCIAL PRIVACY NOTICE (U.S.)
Effective date: September 16, 2025
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some—but not all—sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income (collected only during formal application, not on the initial website form)
- Account balances and payment history
- Transaction history and account information
- Credit history and credit scores (obtained only with your express authorization)
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Agree Financial LLC chooses to share; and whether you can limit this sharing.
|
Reasons we can share your personal information |
Do we share? |
Can you limit this sharing? |
|
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
|
For our marketing purposes—to offer our products and services to you |
Yes |
No |
|
For joint marketing with other financial companies |
No |
We don’t share |
|
For our affiliates’ everyday business purposes—information about your transactions and experiences |
No |
We don’t share |
|
For our affiliates’ everyday business purposes—information about your creditworthiness |
No |
We don’t share |
|
For non‑affiliates to market to you |
No |
We don’t share |
Who we are
Who is providing this notice?
Agree Financial LLC, 8200 NW 41st St, Suite 200, Doral, FL 33166.
What we do
How does Agree Financial LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Access is limited to personnel and service providers who need the information to perform their duties.
How does Agree Financial LLC collect my personal information?
We collect your personal information, for example, when you:
- Apply for credit or provide income information
- Give us your contact details or show us your government‑issued ID
- Make payments or interact with your account We also collect your personal information from others, such as consumer reporting agencies and other companies, but only after you have provided explicit authorization during the formal application process.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates’ everyday business purposes—information about your creditworthiness;
- affiliates from using your information to market to you; and
- sharing for non‑affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on the account.
Definitions
Affiliates: Companies related by common ownership or control. We currently have no affiliates.
Non‑affiliates: Companies not related by common ownership or control. We do not share with non‑affiliates for their own marketing purposes.
Joint marketing: A formal agreement between non‑affiliated financial companies that together market financial products or services to you. We do not engage in joint marketing.
To limit our marketing messages
You can opt out of promotional messages at any time by emailing
Other important information
- State privacy laws. Some states provide additional rights regarding our use of your information. We will comply with applicable state laws.
- Credit reporting. We may report account performance to consumer reporting agencies. Late or missed payments may be reflected in your credit report.
Contact us
Agree Financial LLC
Address: 8200 NW 41st St, Suite 200, Doral, FL 33166
Email:
Phone: +1 (305) 905-2781